Michael Banasiak offers more than 25 years experience in the information and financial services business. Currently Banasiak manages and owns Liquid Capital Express, a non-bank commercial financing dedicated to helping small businesses grow by providing funding domestically and internationally when bank financing is not available. Prior, he founded PredictiveMetrics, Inc., a predictive scoring and decision analytics company that he profitably sold to SunGard, a $5 billion software company. Banasiak is the forefather of commercial credit scoring; successfully built Dun & Bradstreet’s (D&B) first commercial credit scoring and financial stress models currently used by over 10,000 companies.